Prosper.com – Give In to Get In
The site doesn’t focus on charity, although it is concerned with social good. It largely depends on who wants to be funded and for what reason. It provides loans to people who have specific goals in mind. They would have to prove their worth, so as to get an idea on how much interest to expect to earn from such an investment. There have been cases where you can earn more than your regular bank account; however there are higher risks involved. People can also default on these loans, but if you spread these loans to a lot of borrowers, then you can also minimise the risk associated.